Home Employee Benefits Solutions Individual Health Travel Where We Serve Blog Get Started →
Health · Wealth · Wellness

Every Product Has a Purpose. Every Program Has a Strategy.

Products we work with and the advisory layer that makes them count — organized around Health, Wealth, and Wellness. Everything here can be combined, adjusted, and sized for your team.

Speak With an Advisor Our Framework →
20+ Carrier & Service Partners Response Within 1 Business Day

Health

Physical & mental care — the foundation every program is built on

Extended health, dental, virtual care, EAP, CBT, global medical, and more

Wealth

Financial security for today — and confidence for what’s ahead

Life, disability, critical illness, group savings, hybrid plans, and more

Wellness

Engagement and resilience — before problems become claims

Wellness initiatives, whole-health gamification, employee engagement
Products & Services

What We Work With. How We Advise on It.

Use the pillars below to explore what’s available across Health, Wealth, and Wellness — and how we approach advising on each one. Everything here can be combined, adjusted, and sized for your team.

Pillars

Services

Health

Physical & Mental Care

The foundation every program is built on — covering what provincial plans leave behind.

Extended Health Care

Prescriptions, paramedical, vision, equipment — covering provincial gaps

Dental Care

Preventive, restorative, and major — the benefit employees use from day one

Telemedicine Services

24/7 physician and specialist access from any device

Employee Assistance Programs

Confidential counselling, mental health, and life services

CBT Support

Structured cognitive behavioural therapy, often digitally delivered

Health & Wellness Spending Accounts

Flexible accounts letting employees spend on what health means to them

Programs for Health Conditions

Targeted support for chronic or complex conditions

Travel Insurance

Out-of-province and international emergency medical coverage

Global Medical

Comprehensive coverage for employees living or working internationally

Cross-Border Benefits

Programs designed for teams spanning multiple countries or jurisdictions

Wealth

Financial Security

Protection for what employees have built — and tools to help them build more.

Life Insurance

Group life coverage — financial protection for employees’ families

Disability Insurance

Short and long-term — income continuity when employees can’t work

Critical Illness Insurance

Lump-sum benefit for serious diagnoses — financial flexibility when it matters

Group Savings Plans

Group RRSP, TFSA, DPSP with optional employer matching

Hybrid Benefit Plans

Blend traditional insurance with spending accounts — predictability plus choice

Flex Plans for Groups as Small as 3

Full-featured flexible plans — not just for large employers

Benefit Plans for Teams of 1+

Individual and association options for solo operators and micro-teams

Simplified Benefit Programs

Minimal underwriting — coverage fast, without complex qualification

Wellness

Engagement & Resilience

The layer that determines whether a plan gets used or forgotten — prevention before problems become claims.

Wellness Initiatives

Structured programs promoting physical, mental, and social health

Whole-Health Gamification

Points, challenges, and rewards that make healthy behaviours stick

Employee Engagement Programs

Recognition and belonging initiatives — building a workplace people stay in

Advisory Services

Where the Real Differentiation Lives

Products are the what. Advisory is the how and the why — where we earn the right to be your advisor, not just another carrier contact.

Strategy & Plan Design

Programs built around your business and your people — not the carrier catalogue.

Designing benefits around Health, Wealth, and Wellness
Building flexible and hybrid benefit strategies
Helping small and growing teams implement meaningful benefits
Creating cost-effective and sustainable plans

Employee Experience & Engagement

A plan employees don’t understand is a plan that doesn’t work.

Employee and plan communications
Helping employees understand and actually use their benefits
Supporting employers with rollout and onboarding
Ongoing engagement strategy beyond renewal

Ongoing Advisory & Support

The relationship doesn’t end at implementation — we review and adjust year-round.

Benefits strategy reviews
Adapting benefits as your team grows
Supporting long-term wellness strategies
Ensuring benefits deliver real value — not just coverage
Products & Services

What We Work With. How We Advise on It.

Use the pillars below to explore what’s available across Health, Wealth, and Wellness — and how we approach advising on each one. Everything here can be combined, adjusted, and sized for your team.

Health
Wealth
Wellness
Advisory
Health
Physical & Mental Care
The foundation every program is built on — covering what provincial plans leave behind.
Extended Health & Dental
Prescriptions, paramedical, vision — covering provincial gaps
Employee Assistance Programs
Confidential counselling, mental health, and life services
Telemedicine
24/7 physician access from any device
Health Spending Accounts
Flexible employer-funded, employee-directed spending
CBT Support
Structured cognitive behavioural therapy, digitally delivered
Travel Insurance
Out-of-province and international emergency medical
Programs for Health Conditions
Targeted support for chronic or complex conditions
Global Medical & Cross-Border
Coverage for employees living or working internationally
Wealth
Financial Security
Protection for what employees have built — and tools to help them build more.
Life Insurance
Group coverage — financial protection for employees’ families
Disability Insurance
STD and LTD — income continuity when employees can’t work
Critical Illness Insurance
Lump-sum benefit for serious diagnoses
Group Savings Plans
RRSP, TFSA, DPSP with employer matching
Hybrid Benefit Plans
Insurance blended with spending accounts
Flex Plans for Groups as Small as 3
Full-featured plans for small and growing teams
Benefit Plans for Teams of 1+
Individual and association options for solo operators
Simplified Benefit Programs
Minimal underwriting — coverage fast, without complex qualification
Wellness
Engagement & Resilience
Prevention before problems become claims — the layer that determines whether a plan gets used.
Wellness Initiatives
Physical, mental, and social health programs for your team
Whole-Health Gamification
Challenges and rewards that make healthy habits stick
Employee Engagement Programs
Recognition and belonging initiatives — building a workplace people stay in
Advisory Services
Where the Real Differentiation Lives
Products are the what. Advisory is the how and the why.
Strategy & Plan Design
Programs built around your business and your people — not the carrier catalogue. Every decision has a rationale.
Designing benefits around Health, Wealth, and Wellness
Building flexible and hybrid benefit strategies
Creating cost-effective, sustainable plans for teams of all sizes
Employee Experience & Engagement
A plan employees don’t understand is a plan that doesn’t work. We help communicate and sustain engagement year-round.
Plain-language employee communications
Supporting rollout and onboarding
Ongoing engagement strategy beyond renewal
Ongoing Advisory & Support
The relationship doesn’t end at implementation. We review and adjust as your team evolves.
Benefits strategy reviews
Adapting benefits as your team grows
Ensuring benefits deliver real value — not just coverage

Ready to Build Something That Actually Works?

Tell us about your team, your goals, and what’s not working right now. We’ll come back with a clear picture of your options within one business day.

Speak With an Advisor → Call 647-509-4430