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Travel Insurance · Canada

30 years of Canadian travel expertise. Every kind of trip, covered in minutes.

Four carrier and service partners. Every traveller type. Get an estimate in 90 seconds.

Snowbird Senior 60+ Family Visitor / Super Visa Frequent Flyer Pre-Existing
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Independent across 20+ carriers
5-Star Google rated
What kind of traveller are you? Get an estimate →
Snowbird
Senior Traveller
Family
Visitor / Super Visa
Frequent Flyer
Pre-Existing

Jumps to your traveller type below

1,000s
Of Canadians served
20+
Carrier & service partners
67%
Buy online — we make sure it’s the right one

What kind of traveller are you?

Every kind of traveller, every kind of trip.

Snowbird
Extended stays · stability clause review · pre-existing guidance.
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Senior Traveller
No age cap · emergency evacuation · pre-existing matched.
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Family
Group rates · kids often free · one policy.
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Visitor / Super Visa
IRCC-compliant $100K+ · tourists · new arrivals.
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Frequent Flyer
Unlimited trips from ~$210/year · 17–60 day limits.
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Pre-Existing Condition
Stability clause matched to your carrier · don’t guess.
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1,000s
Canadians served
20+
Carrier partners
“I felt confident that if I were in a bind while travelling, I would not have to worry.”
Google Review · ★★★★★
Our carriers
Independent across all carrier and service partners.
All-inclusive
Pre-existing
Long stay
Broadest cover
Super Visa

Price estimator

See what plans look like across our four carrier and service partners

Not a quote — a comparative tool to help you decide which carrier to approach for your actual application.

Travel insurance estimator
4 carriers · 6 traveller types · Estimates only
Illustrative ranges only — final premium confirmed at the carrier’s site.
Standard traveller Snowbird Student Visitor to Canada
Step 1 Who is travelling?

Your price estimates

Based on published carrier rate bands — final price confirmed at checkout

Illustrative ranges only. Estimates are based on current published carrier rate bands and are intended as a price guide only — to help you understand relative pricing before visiting the carrier’s site to apply. Your final premium is determined by the carrier at application and will depend on your full health history, exact travel dates, underwriting category, deductible selection, and province of residence. Always review the policy wording before purchasing.

Not sure which plan is right for you?

Complex health history or just want a second opinion? Speak with an advisor — no obligation.

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Secure & Confidential Independent Insurance Advisor 5-Star Google Rated 647-509-4430

When the stakes are higher

Some situations are worth a conversation before you apply.

Snowbirds & extended stays
Stability clauses · 182-day limits · top-up coverage.
Speak with an advisor
Pre-existing conditions
Same condition, different outcomes. Wrong carrier = voided claim.
Speak with an advisor
Super Visa applications
IRCC-compliant $100K+ · monthly payments · getting this wrong delays the visa.
Speak with an advisor

Common questions

Plain English answers.

Medical care abroad can be expensive, and travellers sometimes face larger bills than they expect. Travel insurance is designed to help cover emergency medical costs while you’re away. What’s included varies by plan, so it’s worth reviewing the specifics with an advisor.
In most cases, yes. Many plans ask you to disclose pre-existing medical conditions and may apply a stability period before departure. Because requirements differ between plans, an advisor can help you understand what applies to your situation.
Many travellers choose to arrange coverage before leaving home, which can also open up options like trip cancellation protection. Availability and conditions vary, so it’s a good idea to explore your options early with an advisor.
A single-trip plan is generally designed for one specific trip, while an annual multi-trip plan may cover multiple trips within a year, often subject to a maximum number of days per trip. Which one fits best depends on how often you travel — something an advisor can help you weigh.
Your condition must be “stable” — no changes, symptoms, or doctor visits — for 90–180 days before departure. Definitions vary by carrier. The #1 source of claim disputes in Canada.

Get covered correctly.

Covered correctly.

Estimate in 90 seconds. Apply directly. Advisor available for the complex stuff.

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647-509-4430  ·  [email protected]
Pre-departure review · Snowbird

“They went through my medications and found my existing plan had a stability clause that would have voided my coverage. They got me the right plan before I left. Never would have caught that on my own.”

✓ Right plan, right carrier — before departure.
Medical emergency · Snowbird

“Butterfly Benefits was instrumental in moving a medical claim in a positive direction after several obstacles from our provider. The due diligence and prompt actions were essential.”

✓ Claim resolved. Client protected.
★★★★★

“I felt confident that if I were in a bind while travelling, I would not have to worry.”

★★★★★

“Responded in the wee hours when I had to jump on a bereavement flight to Australia. Always above and beyond.”

All quotes are real Google reviews from travel clients.